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All Seminars held at 1910 S. Stapley Dr. Suite 209, Mesa, AZ 85204 *****NW corner of Baseline & Stapley, in the Stapley Center*****
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New And Improved Credit Seminar
How does my credit score impact what I pay on goods and services and why?
We will show how credit can impact your mortgage rate and terms, car loans and leases, credit card rates and terms, personal loans and lines of credit, auto and home insurance premiums, apartment and home rentals, and employment opportunities. I will share how your credit score will be a huge factor in determining how much money you and your family will have at retirement.
How much money can someone save by having a higher credit score over a lifetime?
I am going to share some actual scenarios showing the difference in dollars that someone pays when they have a lower credit score than someone with a higher score. These numbers will shock you!
What makes up a credit score?
We will cover: Payment History, Balances Carried, Credit History, Mix Of Accounts, Inquiries, How Delinquencies Show Up, Steps To Take To Increase Score
What is the difference between Short Sale and Foreclosure and how each impact credit?
Q & A on buying or refinancing in today’s real estate, mortgage, and credit industries.
Thursday, July 24th at 7:00 PM (approximately 90 minutes)
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Divorce Situations: What you need to know and why!
Having the right plan in place for your future and the future of your family is essential to building your financial future. Sometimes people hit a bump in the road and divorce seems like the only option. If you have any friends, family, or coworkers that are going through this difficult time, please share this information with them. This is the time that they need a professional team of advisors to help them make the right decisions. We have designed a free seminar on Financial Decisions During A Divorce Situation.
When someone attends this FREE seminar, they will learn about:
· Child and Spousal Support Issues
· Marital Property
· Real Estate and Mortgage Considerations
· Credit Management During This Critical Time
· Wills, Trusts, Powers of Attorney, etc.
· Divorce Mediation
Additionally, when someone attends this FREE seminar, they will receive a complimentary planning questionnaire to help determine the missing pieces and an overall financial review to help create a step-by-step plan.
Watch for future dates.
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Why It Still Makes Sense To Buy vs. Rent and Credit Management
If you are thinking about buying a home, this seminar is for you! We will compare buying and renting, looking at much more than just monthly payments. Learn about different ways to best structure a loan for your financial situation. We'll also take a look at how credit works, including ways to improve your credit scores. Perhaps more importantly, we will teach you about down payment assistance programs.
Watch for future dates.
------------------------------------------------------------------------Essential Information On Homeownership!
Whether 1st time buyers, move-up buyers, 2nd home or investment buyers, or thinking of refinancing, this seminar is for you! We will be covering the following topics:
- Mortgage and product update
- Ownership Considerations and Credit Information
- What does it take to qualify in today's volitile market
- 2nd Home and Investment Property
- Local Real Estate Market Update
Watch for future dates.
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Wealth Creation / Enhanced Financial Understanding - Protect Your Future And Your Family!
- Alarming statistics about retirement, savings, and debt
- Whether Mortgage Acceleration Programs are a good idea - WATCH OUT!! I will share with you how a similar strategy can be accomplished without expensive software!!!
- How to get started with building Wealth
- What makes up the perfect Wealth Creation Dream Team
- How to pay down debt, plan and save for retirement, and calculate and save for college expenses
- Which documents are needed to protect your assets
This is a must see for everyone!
Watch for future dates.
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Strategic Equity Continuing Education for Realtors
- How to own and finance Real Estate the right way
- Manage home equity to Safely and Conservatively Create Wealth
- Manage Credit and increase score
- Understand Buydowns and how they are a win/win for both buyers and sellers in today's real estate market
- Create a Unique Real Estate Advisory Practice that eliminates the competition
Real Estate Professionals need to register for this class by calling SEVRAR or online at www.sevrar.com. If you are not a SEVRAR member, you will need to use this form: SEVRAR nonmember registration form.pdf
Watch for future dates.
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Missed Fortune - you'll never view your house, your mortgage, your retirement plans, your personal investments, and your other assets the same way again.
Watch for future dates.
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